pensions

UK Pension schemes are a tax efficient savings plan. They allow individuals to save money during their working life, sufficient to provide a comfortably income stream to live on after they have retired.

State Pensions may not produce the same level of income that you will have been accustomed to whilst working. It’s therefore important to start thinking early about how best to build up an additional retirement fund. You’re never too young to start a pension, but the longer you delay the decision, the more you will have to pay in, to build up a decent fund in later life.

There are many different UK Pension Schemes that individuals can use to save for retirement and the taxation and investment elements of pensions can appear unnecessarily complicated. Given the complexity and choice all individuals now have, it is important to seek independent financial advice before making any decisions.

The simple Did U Know – A Simple Guide to Pensions ebook will explain the most common sources of pension funds available.

 

If you have any questions, email Goldsmith FS to arrange a free consultation.

My name is Marcus Cauchi. I run a Sandler Training franchise and met Hannah through golf (she beat me). I asked her for help to reduce our business tax burden and maximise our personal savings. Having been sold financial services badly in the past I was reticent to invest the time but Hannah was different. She asked excellent questions and listened for insight and understanding, uncovered some real problems that were costing our business tens of thousands and us personally many thousands annually as a family. She has helped us recover tax, plug gaps in our savings plans and protect the business in the event of either my wife or I falling sick or dying. She used what she learned to develop an effective lifestyle plan and what surprised me most was that she really understood us, our family situation and our ambitions, and communicated what we needed in a way that was non-technical and instantly understandable to someone like me who has a low boredom threshold and limited appetite to discuss financial matters. If you want an honest, no pressure financial advisor who doesn’t sell you anything you don’t need, who tailors her advice to meet your lifestyle choices and serves your best interests then give Hannah a call.

Marcus Cauchi, Sandler Business Consultant- Reading