A Simple Guide To UK Pension Schemes
UK Pension schemes are a tax efficient savings plan. They allow individuals to save money during their working life, sufficient…
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UK Pension schemes are a tax efficient savings plan. They allow individuals to save money during their working life, sufficient…
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Ever wanted to play golf on TV just like the pros? Goldsmith Invest is hosting an exclusive ‘invitation only’ golf…
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As in life, an illness can sometimes go unseen for many years without making itself obvious, and others have very…
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Having just returned from visiting the Harry Potter rides at Universal studios I was intrigued to notice that RBS had…
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During my career the question I asked myself most often was, am I best servicing the interests of my clients,…
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As an Independent Financial Adviser I am often asked “where do you think the Global stock markets are going”, or…
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As an Independent Financial Adviser with many years of experience I am often asked to exercise my psychic abilities. I’m…
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Are we looking at the fall guy? I suspect we are as there were lots of people involved in the…
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The author of this book explains that most financial advisers and institutions do not operate in the best interests of the clients, but to maximise their own profits through exorbitant fees. The actual percentage charged may appear relatively low but compounded can knock tens of thousands off your final pension fund.
Along the way you are likely to be taking unnecessary risks through the lack of diversification of your portfolio. Fund managers in their efforts to meet market indexes and targets end up adding more costs to their clients through regular transaction charges.
The book provides a number of practical illustrations of the effects of fees, transaction charges and risks on investors. Definitely a read for all investors not just company Directors.
Book Review